When a Fire Destroys Everything: Why Understanding Your Property Contents Coverage Matters When most people think about homeowners insurance, they think about the house itself – the walls, the roof, the structure. But after a total loss, it’s often what’s…
County Sheriffs have the authority to temporarily close municipal, county, and state roads when conditions become dangerously hazardous due to snow, ice, low visibility, or drifting snow. Below is a breif explanation of each level and what it means. Level…
No, but it’s not that simple. Ohio does not have a specific “roof matching law” that mandates insurers to cover the total replacement of a roof if the new materials do not perfectly match the undamaged portions. Instead, Ohio law…
Valentines Day, anniversaries, and other special occasions often end with precious gifts such as jewelry or other valuables. While the gift is a token of love or appreciation, it is often times a valuable investment. Making sure you have these…
We value the trust our clients place in us and we extend that trust to our security practices of their data and information. We perform an annual security audit of our information security practices and there is always one issue…
What is Water & Sewer Backup Coverage? Owning a home or condo is a significant investment and protecting it should be a top priority. While most home or condo insurance policies provide essential coverage for various perils, there is a…
Types of Homeowners Insurance: Named Perils vs. Open Perils Basic, Broad and Special Forms The word “Perils” is insurance industry language for the causes of loss that are covered in a property policy. There is a substantial difference between Named…
We are excited to offer premium relief or refunds during this time to our clients. We have prepared a summary below with links to each companies website to offer additional clarification. We hope you are all well and safe. Westfield…