What is Water & Sewer Backup Coverage? Owning a home or condo is a significant investment and protecting it should be a top priority. While most home or condo insurance policies provide essential coverage for various perils, there is a…
Thank you to all of our clients and business partners for your support and loyalty throughout 2021 and for choosing us for your insurance needs. For most of us, I suspect this year felt like “2020 the sequel” as Covid…
The entire team at Dumbaugh Insurance would like to thank each and every one of our clients, and business partners for your support, and loyalty in 2020. The challenges that affected all of us this year also provided our agency…
Types of Homeowners Insurance: Named Perils vs. Open Perils Basic, Broad and Special Forms The word “Perils” is insurance industry language for the causes of loss that are covered in a property policy. There is a substantial difference between Named…
What Is Management Liability Insurance? Management liability insurance is a set of coverages designed to protect your company and the people leading it from a variety of business risks. No matter how big or small your company is, your company…
We are excited to offer premium relief or refunds during this time to our clients. We have prepared a summary below with links to each companies website to offer additional clarification. We hope you are all well and safe. Westfield…
Ohio Department of Insurance Issues Bulletin Requiring Property & Casualty Insurers to Defer Premium Payments for 60-Day Grace Period As a result of the coronavirus outbreak, the Ohio Department of Insurance (ODI) has issued Bulletin 2020-07 requiring insurance companies to…
We hope this message finds you safe and well. Dumbaugh Insurance remains committed to providing you the superior service, solutions, and advice you deserve throughout this pandemic. The safety of our customers and team members has always been a priority…
Occurrence Coverage Form Occurrence policies protect you from any covered incident the “occurs” during the policy period, regardless of when the claim is reported or filed. An occurrence policy will respond to claims that come in – even after the…
Do I need an ERISA fidelity bond? The Employee Retirement Income Security Act (ERISA) requires privately held companies who sponsor a retirement plan such as a 401k, SEP IRA, or SIMPLE IRA to purchase a fidelity bond. Some notable exceptions…