Are you seeking better ways to attract and retain good workers? Dumbaugh Insurance works with many small and medium-sized businesses in Ohio to find affordable employee benefits designed to create a sense of stability within the workplace.
A great benefits package often helps employers grow the company’s bottom line. Employees who are treated well by their employers tend to be happier and more productive in their work. Employees with excellent employer-provided healthcare tend to miss fewer days of work due to illness. Lower turnover rates are another byproduct of excellent benefits packages.
One of the most common employee benefits provided by Ohio companies is healthcare. With changes in national healthcare laws, you might have concerns about what you need to provide your employees and how much it might cost. Our insurance professionals will happily work with you to find affordable options, whether you need to insure one employee or several hundred.
The two most common healthcare options offered by employers are traditional fee-for-service plans that cover medical care regardless of where a member receives treatment and managed-care plans such as HMOs and PPOs that give greater benefits for in-network treatment. Other options for your employees include health savings accounts that provide an alternative to traditional health insurance and flex spending accounts, which can be combined with traditional health insurance to provide a tax-sheltered means of paying for medical treatment.
Many employers also provide group life insurance options to their workers. This might be in the form of a basic $10,000 or $25,000 term life policy. Often group life insurance plans for employees also include accidental death and dismemberment coverage.
As an employer you may be able to offer a number of other types of insurance to your employees at lower group rates. Our group insurance options include
Regardless of the size or scope of your business, Dumbaugh Insurance would like to help you provide valuable benefits to your employees. Contact us today to learn more.