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Auto Insurance from Dumbaugh Insurance

Reliable insurance for you and your family

Ohio Auto Insurance

All drivers residing in Ohio are required to have car insurance. Naturally, this means that big insurance companies constantly bombard you with ads for cut-rate policies. Who can you trust to help you get affordable car insurance that provides the protection you need? At Dumbaugh Insurance, we work for our customers, not for some big national chain. Our friendly insurance professionals will take the time to get to know you and help you find the auto insurance policy that fits your lifestyle and your needs.

Required Auto Coverage

The state of Ohio only requires drivers to carry minimum liability coverage. While some drivers might choose to carry only minimum auto coverage, for most motorists other coverage options are actually a better value. You can choose to carry liability coverage with higher limits than required by state law. You can also choose from our full menu of additional coverage options. Because insurance carriers price their products based on the risk of covering each individual driver, the responsibility you show in purchasing additional coverage beyond the legal requirements may actually drive down the premium price.

Auto Coverage Options

In addition to liability coverage, Dumbaugh Insurance provides several options to protect drivers in the event of a car accident or non-accident-related damage to an insured vehicle. This includes coverage such as

  • Collision insurance, which pays for damages to your vehicle if you cause an auto accident
  • Comprehensive insurance, which pays for non-accident-related damage incurred by a vehicle due to a covered event such as hail, fire or vandalism
  • Medical coverage, which pays for medical treatment of yourself or passengers in the event of a car accident
  • Towing and roadside assistance, which helps customers get assistance in the event of a breakdown
  • Uninsured/underinsured motorist coverage, which will pay out if you are the victim of a hit-and-run or get hit by an underinsured or uninsured driver

Discounts on Auto Insurance

One of the benefits of becoming insured by an independent insurance agency like Dumbaugh Insurance is that we shop around for you. We’ll look at options from a variety of dependable insurance carriers in order to find discounts on the coverage you need. These discounts won’t limit your coverage as they are based on your personal situation. Common discounts include

  • Safe driving discounts
  • Good student discounts
  • Discounts based on the make and model of a vehicle
  • Discounts based on vehicle age
  • Discounts based on mileage driven

You can learn more by getting your free online quote now. If you have questions, feel free to contact us anytime. We look forward to helping you get the car insurance you need.

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