Coronavirus Office Update

We hope this message finds you safe and well. Dumbaugh Insurance remains committed to providing you the superior service, solutions, and advice you deserve throughout this pandemic.  The safety of […]

Claims-Made vs. Occurrence Coverage Form

Occurrence Coverage Form Occurrence policies protect you from any covered incident the “occurs” during the policy period, regardless of when the claim is filed.  An occurrence policy will respond to […]

Do I need an ERISA fidelity bond?

Do I need an ERISA fidelity bond? The Employee Retirement Income Security Act (ERISA) requires privately held companies who sponsor a retirement plan such as a 401k, SEP IRA, or […]

What is COBRA Health Insurance Coverage?

Better known as COBRA, The Consolidated Omnibus Budget Reconciliation Act of 1985, requires that health insurance coverage continue to be offered to workers and their families when it would otherwise […]

Family and Medical Leave Act

Family and Medical Leave Act of 1993 The Family Medical Leave Act was enacted for employers who have 50 or more employees in 20 or more workweeks in the current […]

Should my agent provide me with MVR’s?

The short and quick answer, No. A Motor Vehicle Record (MVR) is a report of someone’s driving history, as reported from your state Department of Motor Vehicles.  Information on this […]

Business Auto Insurance Driver Guidelines

Who can drive under a Commercial or Business Auto Insurance policy? Ask an insurance company, agent, broker, account manager, or insurance underwriter and you may receive different answers from each […]

How do I form an LLC in Ohio?

Congratulations on starting your own business!  You’ve made the brave decision to work long hours for little or no money, but at least you won’t have to listen to your […]