Overview of Ohio’s Workers Compensation
Ohio is one of four remaining Monopolistic States that requires Workers Compensation Coverage be provided exclusively by that State’s Designated Workers Compensation program. There are several discount options available, the most common of which is group rating and is described below.How to Apply - You must apply directly through the state either by completing the Ohio BWC U-3 , or online at:
Select a Managed Care Organization (MCO) – Once you have applied, and received your policy, you must select a Managed Care Organization within 30 days. We recommend selecting CareWorks, MCO #10010, as they are the largest MCO in the state, and they are #1 in return to work performance. blank Group Rating Programs – You are eligible to receive a discount of up to 53% in the future by joining a Group Rating program. Group experience rating plans are sponsored by an organization and allows employers who operate similar businesses to group together to potentially achieve lower premium rates. blank PIA – Group Rating Program Our group program is sponsored through Professional Insurance Agents Association of Ohio, Inc. (PIA) and administered by CompManagement, Inc. It is one of the largest and most successful plans in the state. We offer savings, consistency and stability to your business.
Whether you are not yet participating in group rating or are currently enrolled in another group, we can help you through a free, no obligation analysis of your workers’ compensation account. It will only take about a minute of your time, and we will contact you with specific information about how much you can save.
In addition to premium savings, members of PIA’s group rating program receive:
- Free safety consulting services
- Free comprehensive safety manual specific to your industry ($500 value) to help you reduce potential losses and have a safer workplace
- Cost-effective claims management by experienced professionals
- Representation at hearings before the Industrial Commission of Ohio
- Workers’ compensation education and training through CMI Risk Services seminars, newsletters and bulletins
- Online access to safety education and training resources
- Access to unemployment compensation consultation and representation
Please complete the PIA AC-3 form and return to us. It’s that simple. space Helpful Forms: Ohio BWC U-3 PIA Group Rating FAQs 2013 PIA AC-3 CareWorks MCO Application
