Farm

 

Whether you run a small family farm or a large operation, Dumbaugh Insurance has the companies that tailor the right coverages to meet your needs. 

Our Farm Insurance Program will provide coverage for:

  • Farm Residence, Personal Property, Additional Living Expenses
  • Barns, Silos, Stables and Other Farm Structures
  • Bodily Injury and Property Damage Liability
  • Medical payments
  • Personal and advertising injury liability
  • Limited farm pollution liability


Included at no additional cost:

  • Ordinance or law
  • Borrowed farm machinery
  • Livestock insurance
  • Private power and light poles
  • TV antennas, towers and satellite dishes


Optional Property Coverages:

  • Scheduled and unscheduled farm personal property
  • Borrowed farm machinery – additional limits
  • Coverage for farm personal property during peak season
  • Expanded replacement cost for dwellings
  • Coverage for special causes of loss on household personal property
  • Backup of sewers, sump pumps and drains
  • Reproductive materials coverage
  • Spoilage coverage
  • Suffocation of poultry and livestock
  • Outbuilding coverage available on a blanket basis
  • Replacement coverage on barns, outbuildings and confinement structures
  • Farm earnings and extra expense
  • Earthquake
  • Expanded property coverage endorsement
  • Equine expanded coverage endorsement
  • Recreational vehicles
  • Theft of building materials
  • Equipment Breakdown coverage


Optional Liability Coverages:

  • Animal care, custody and control  
  • Equine activities
  • Custom Farming
  • Recreational vehicles
  • Business Activities
  • Employers liability (where applicable)